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"For the past few decades, we've had the Internet of information," says Tapscott. "When I send you an email or a PowerPoint file, I'm actually not sending you the original; I'm sending you a copy. That's great, and it has democratized information. But when it comes to assets; things like money, financial assets like stocks and bonds, loyalty points, intellectual property, music, art, a vote… sending you a copy is a really bad idea. If I send you $100, it's really important that I don't have the money afterward.

"Today, we rely entirely on big intermediaries; middlemen like banks, government, big social media companies, credit companies, and so on to establish trust in our economy," Tapscott continued. "These intermediaries perform all the business and transaction logic of every kind of commerce, from identification and authentication of people through to clearing, settling, and record-keeping… they capture our data, which means we can't monetize or use it to better manage our lives, and our privacy is being undermined… so what if there were not only an Internet of information, but an Internet of value. Some kind of vast, global, distributed ledger running on millions of computers and available to everybody, and where every kind of asset from money to music could be stored, moved, transacted, exchanged, and managed, all without powerful intermediaries."

That, in a nutshell, is blockchain.

If you think of blockchain as an operating system for data, then smart contracts are its killer app. Smart contracts add complex logic and rules atop a blockchain that can automate traditional contract management and digitize the world around us the same way apps like Uber are automating away the need to wave your hand in the air to hail a cab.

You can't talk about the future of blockchain without explaining the role smart contracts will play . If the world is going to run on blockchain, much of it will rely on smart contracts to execute the data exchanges and program in rules to govern how each code-triggered agreement works. Smart contracts are also a flexible mechanism that can serve as the blockchain middleman for all manner of agreements and data exchanges, down to something as simple as verifying someone's identity to ensure they're of legal drinking age. "Think about getting carded at a bar," said Jerry Cuomo, Vice President of Blockchain Technologies at IBM. "From an identity perspective, I can imagine a blockchain managing verification of a citizen's identity. A smart contract could ensure something like my daughter going out for her 21st birthday and the bouncer only being able to see her age, not her address. Blockchain could set up a centralized identity verification system that could make the world safer for dads like myself."

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is an application to watch, but the list goes on and on. The Chamber of Digital Commerce, the leading trade association that represents the blockchain industry, runs the Smart Contracts Alliance. The Chamber and Alliance (in collaboration with Deloitte) released a white paper entitled "Smart Contracts: 12 Uses Cases for Business Beyond" detailing a dozen broad areas and industries where smart contracts could change the game.


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1/11/2018 at 11:10 am

Cam isn’t working again. All I’m getting is a black screen.

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1/8/2018 at 10:14 am

cam doesnt work on chrome anymore and the tides are incorrect


Cam W. Atcher

1/8/2018 at 09:44 am

Monday 01/08/18 the web cam is incredibly stable and smooth. Better than it has ever been. I will trade the ability to go full screen (not available) for this smoothness and reliability. Kudos to the tech team that has dialed this in. Congrats. Cam……



1/6/2018 at 04:30 pm

Is the Web-Cam freezing up for anyone else ? The picture freezes and a little white circle spins in the center of the screen.


Cam W. Atcher

1/3/2018 at 03:30 pm

Being an avid Cam watcher, I noticed this morning it looked like the web cam had been hi-jacked by the Russians! Last week it worked fine on Internet Explorer. But not on Chrome. 3 weeks ago it worked great on Chrome and not I.E. Now you have to stream it on YouTube? This is not progress. And I realize it takes time to dial it in. But seriously folks, go back to the old software/application for this page. It worked fairly well and judging by the lack of feedback/complaints people were happy with the performance.


dennis brady

1/8/2018 at 03:56 pm

cam is not HD anymore why????? is coming thru you tube???


Bill Smith

1/4/2018 at 04:14 pm

Its FREE… Quit whining about something you don”t even pay for or contribute to.



1/5/2018 at 07:58 am

Originally I was viewing the web cam with Firefox. Then Bali Hai changed something and now I have to use Internet Explorer. Now lately it seems to be not working right. The screen freezes and a little circle spins in the middle of the screen. Allot of my friends can’t get it even with Internet Explorer. I don’t know why they had to change it. It’s not about ” whining “, it’s about communicating a problem and a shared experience.



12/26/2017 at 10:43 am

If you don’t know how to surf got to pine trees or the pier. Don’t go out to the bowl and get in the way of the people who are surfing. If you’re riding a wave storm that’s probably a good indicator that you should be at pine trees. Every barnyard who got a wave storm for Xmas was out there riding it yesterday. HO HO HO! Aloha



12/30/2017 at 02:59 pm

What’s a ” wave storm ” ?

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